Auto Loans

Auto Loan

Searching for a new or used car, truck, SUV, or minivan?
Auto Loans are a specialty at Mocse, so you'll find some of the lowest rates in town.

• Low, fixed rates on new or used vehicles
• Flexible repayment terms up to 84 months
• Minimum payment amount of $50.00 is required
• Finance up to 120% of the purchase price, plus tax, license, and Guaranteed Auto Protection (GAP) fees
• Credit Life & Disability insurance available
• First-Time Car Buyer's program - Call branch to find out about our program.
• For Bluebook information, auto comparisons, tips and advice, click here for CUDL AutoSMART.
• Credit union financing is available at auto dealerships displaying the CUDL logo. Please click the image below. For local area CUDL Car Dealerships, click here.                
  
  

Auto Equity Loan

If you own your home, an Auto Equity Loan may be the loan for you. Whether you are purchasing a new or used vehicle, our Auto Equity Loan may be the right loan for you.

• Low, fixed rates on new or used vehicles
• Flexible repayment terms up to 84 months
• Minimum payment amount of $50.00 is required
• No home appraisal needed
• A courtesy lien is recorded on your home.
• For possible tax advantages, consult your tax advisor for eligibility.

Bring It To Mocse

Already have your auto loan financed at another financial institution? Bring It To Mocse and save!

• Existing auto loans with other financial institutions are eligible (existing Mocse auto loans are not eligible).
• Copy of current registration showing borrower as registered owner and current lien holder is required.
• New loan term cannot exceed remaining original term of loan being refinanced. Members must provide a copy of original contract showing the existing rate and term.
• New loan term is the same as the existing loan, not to exceed a maximum of 84 months.
• Interest rate is the current fixed rate auto loan, based on member's credit worthiness.
• The Auto Equity Loan is also an option.

"Payment Example : APR = Annual Percentage Rate. Pay $23.42 per month per $1,000 borrowed at 5.85% APR for 48 months."