Buy or refi, let us make it easy
Homeownership is plenty of work, so let's keep your home loan hassle-free.
You'll Love Our Rates
Great rates means more money in your pocket so you can get that sweet riding mower you've always wanted.
Affordable Down Payment Options
Start living your homeownership dreams with a range of down payment percentage options.
Flexible Terms
Pick the term timeline that works best for you! You can select from a range of repayment terms that align with your financial needs and personal goals.
First-Time Buyers Welcome
Buying your first home can be stressful, but it should also be fun. We've got your back. You'll get expert help throughout the experience.
Refinance and Save
A lower monthly payment relieves a lot of budget stress. Refinance to get a lower interest rate or restructure your existing loan terms and reduce your monthly payment.
Beyond The Basics
A beach-side vacation home. A condo in the city. VA, FHA, or PUD, A rental property near the Redwoods. Let our experts help!
Financing for every mortgage type
If you have questions, we'll get answers. Our mortgage specialists listen to your needs and offer insights on your options.
Don't sweat the payment process
You can make your mortgage payments online through mobile banking. Or set up automatic payments from your checking or savings accounts. It's that easy!
Just very thankful for all the help, you guys are great and wonderful, I really appreciate for your time.
The banker was very attentive, listened and made me feel she was going to help me resolve my issues
Felt as i was efficiently addressed and politely takencare of /personable and the issue was appropiately addressed..
I did not have to wait in line long, the lady at the counter was very knowledgeable, speedy and helpful.
How it works
Finance a mortgage with ease
Step 1
Talk to our mortgage specialists at (209) 572-3600
Step 2
Let our specialists guide you.
Step 3
Purchase your home! Your next chapter awaits.
Mortgage solutions tailored to your needs
We make it easy to own
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Loan approval subject to terms and conditions. First mortgage loans are processed by Servion, Inc., (NMLS #1037) under contract with Mocse Credit Union (NMLS #757328).
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Rates effective as of: July 10, 2025
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