Mocse Credit Union
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Mocse
Mocse Federal Credit Union
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  • Hours & Locations
  • About Us
    • Board of Directors
    • History
    • Eligibility
  • Contact Us
  • Accounts
    • Savings
    • Checking
    • Term Share Certificates
    • Youth
    • IRA
  • Loans
    • Autos
    • Recreational Loans
    • Personal Loans
    • Visa
    • Home Equity
    • Make a Payment
  • 1st Mortgage
    • 1st Mortgages
  • Insurance
    • AD&D, Life, Auto & Home Insurance
  • Online Services
    • Online & Mobile Banking Information
    • Online Banking & Bill Pay Login
    • Make a Payment
  • Resources
    • Calculators
    • Member Discounts
    • Member Security
    • Mocse eNews

Join Us!

Mocse is a financial cooperative owned by members for the benefit of members. Join Mocse in just a matter of minutes, simply by opening a membership Savings Account. Then take advantage of all the Credit Union benefits that we have to offer!

Mocse Credit Union offers membership to persons who live, work, worship, or attend school in, and businesses and other legal entities located within Stanislaus, Merced, Mariposa and Tuolumne Counties, California.  Please refer to our Field of Membership (FOM) listing to see additional eligibility groups available for membership at Mocse Credit Union.

Savings Accounts

Whether you’re looking for a short-term investment or a savings plan to secure your future, we have a solution to help you reach your financial goals. 

  • Share Savings Accounts

    Maintain membership in the credit union with just $5.00 in your Savings Account and be eligible to apply for other services.

  • Money Market Accounts

    This account offers premium tiered dividend rates based on a minimum balance of $2,500.00. 

  • Individual Retirement Accounts (IRAs)

    Save for your retirement and earn higher monthly dividends. Roth, Educational, and SEP IRAs are available at competitive dividend rates.

  • Club Accounts

    These accounts provide you extra funds for the holidays-or for a holiday! Put a little bit away, a little at a time before you miss it.

Checking Accounts

You'll find lots of good reasons to take care of business with the credit union that takes care of you, like no monthly fees and no minimum balance requirement. Open an account with just $20.00.

Loan Services

Mocse Credit Union offers competitive interest rates, no prepayment penalties and a variety of loan products to fit your needs.

  • Auto Loans - New & Used Auto Loans

  • VISA Credit Card

  • Personal Loans
         Personal Line of Credit 
         Share Secured Loan

  • Toy Loans
        Personal water craft, motorcycles, boats, RVs and more!  

  • 2nd Mortgage Loans
         Home Improvement Loan
         Home Equity Loan 
         Home Equity Line of Credit      

  • 1st Mortgage Loans
         FHA, VA and Conventional Loans
         First time Home Buyers Program
         PERS and STRS Loans
         Jumbo Loans

Financial Services

Convenience, solutions and service. Mocse offers everything you need to manage finances, meet goals and simplify your busy life.

  • Automated Teller Machines (ATM)

    You can make deposits and withdrawals at over 30,000 Surcharge Free CO-OP ATMs worldwide.

  • VISA® Debit Card

    Access the funds in your checking account to make purchases or payments in person or online

  • Mobile Banking, Online Banking & Bill Pay

    Manage your financial transactions at your convenience. Transfer funds, check balances, pay bills, view statements or get account histories. You can also complete external transfers and utilize the remote deposit capture feature to deposit checks through our Mobile App.  

  • Direct Deposit

    Have your check deposited directly to your account on payday. No hassles, no special trips, no problem!

  • Automatic Payments

    Have the credit union make your credit union loan payments automatically from your Mocse account. 

  • Express Walk-Up Window

    The express walk-up window at both of our Modesto branches is open before and after hours from 8 a.m. to 9 a.m. Monday through Friday and from 5:00 p.m. to 6:00 p.m. Monday through Thursday.

Additional Benefits

  • AutoSMART - Blue Book information, research, and available inventories 

  • Notary Public Service

  • Signature Guarantees

  • Money Orders, Cashiers Checks, and Postage Stamps 

  • Board of Directors
  • Eligibility
  • History
Deposit Accounts
  • Savings
  • Checking
  • Youth Accounts
    • IRA
Loans & Credit
  • Autos
  • Motorcycle/Boat/RV
  • Personal Loans
  • Visa
  • Home Equity
  • 1st Mortgages
Online Services
  • Online Loan Application
  • Internet Banking & Bill Pay
Tools & Resources
  • Member Security
  • Member Discounts
  • Calculators
Insurance

About Us
  • Board of Directors
  • History
  • Eligibility
Other Links
  • Disclosures
  • Careers
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Routing Number:
  • 321173470

© Copyright 2023 Mocse Federal Credit Union All Rights Reserved

Federally insured by NCUA  |   Equal Housing Opportunity

If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1-800-44-Mocse (1-800-446-6273) for assistance. Please be assured that all products and services available on this website are available at all Mocse branches.

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