It’s amazing what you can build with $35 dollars and a couple of hammers.
With humble beginnings in the home of Harry and Lucille Hammer in 1959, Mocse started with just seven members and $35.
Our history
Through the years, Mocse has grown far beyond our humble beginnings into a community-focused credit union with many of your friends and neighbors as members (you wondered how they could afford that new car!).
Why bank with us
Why eat at a local restaurant? Why support your local non-profit? Why help out a neighbor? Simple: you care about your community, get better service from people you know, and want to feel good about the way you spend money. At Mocse, you’re a member, an owner, and a participant in a local, not-for-profit financial cooperative. Our cards look pretty awesome, too.
The representative that helped me was super sweet and helpful. The best customer service I’ve had in a very long time. I’ve been banking with y’all since I was 16, the best bank ever. Major kudos to her she’s awesome.
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Let's transform your financial dreams into reality together. Begin your journey with us now.
Our history
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00.
These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
Over the years, Mocse has developed at an astonishing pace, expanding our financial services and our field of membership. On July 7, 2001, Mocse Federal Credit Union merged with Central Valley Credit Union, and on February 24, 2005, our charter was expanded to include Stanislaus, Tuolumne, Mariposa and Merced counties. We currently have over 28,000 members and an asset size of over $400 million.
Eligibility
Mocse is a financial cooperative owned by members for the benefit of members.
Join Mocse in just a matter of minutes, simply by opening a membership Savings Account. Then take advantage of all the Credit Union benefits that we have to offer!
Mocse Credit Union offers membership to persons who live, work, worship, or attend school in, and businesses and other legal entities located within Stanislaus, Merced, Mariposa and Tuolumne Counties, California. Please refer to our Field of Membership (FOM) listing to see additional eligibility groups available for membership at Mocse Credit Union.
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Rates effective as of: July 15, 2025
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