IRA Accounts

Saving for retirement should’t be overwhelming. Mocse makes it easy to save for retirement helping you create a strong financial future.

Individual Retirement Accounts

Roth, Educational, and SEP IRAs available
Funds are federally insured up to $250,000 by the NCUA
Contributions may be tax deductible! (Consult your tax advisor for eligibility.)
Easy to open and get started with no set up or maintenance fees

Interest Rates

IRA Account	Dividend Rate	APY *
$100.00 to $2,499.99	0.0150%	0.0150%
$2,500.00 to $9,999.99	0.0250%	0.0250%
$10,000.00 to $24,999.99	0.0350%	0.0350%
$25,000.00 +	0.0600%	0.0600%

*APY = Annual Percentage Yield. Dividend rates and APY's are quoted rates and yields current as of June 01, 2021

Note: IRA accounts have no minimum balance to open or maintain the account. A balance of $100.00 is required to earn dividends. Dividends accrue from date of deposit to date of withdrawal and are paid monthly. Federal and state penalties may apply for early withdrawals from IRA accounts.

Not a Member? You Could Be! 1-800-44-Mocse or (209)572-3600