It feels good to save for retirement and IRAs are a sound investment for saving for the future.

Individual Retirement Accounts

  • Roth IRAs, Educational IRAs and SEP IRAs

  • Start your IRA with as little as $5.00.

  • Contributions may be tax deductible! (Consult your tax advisor for eligibility.)

  • Dividends are tax-deferred until you begin withdrawing funds.

  • No set-up or maintenance fees.

  • Your IRA investments are individually insured up to $250,000.

Note: IRA Share Accounts have no minimum balance to open or maintain the account.  A balance of $100.00 is required to earn dividends.  Dividends accrue from date of deposit to date of withdrawl and are paid monthly.  Federal and state penalties may apply for early withdrawals from IRA accounts.

IRA Accounts Dividend Rate APY *
$100.00 to $2,499.99 0.0150% 0.0150%
$2,500.00 to $9,999.99 0.0250% 0.0250%
$10,000.00 to $24,999.99 0.0350% 0.0350%
$25,000.00 + 0.0600% 0.0600%

* APY = Annual Percentage Yield. Dividend rates and APY's are quoted rates and yields current as of October 15, 2019. Subject to change. A penalty may be imposed for early withdrawal, including State and Federal penalties.