Establish and maintain your Mocse Credit Union Membership with just $5 in a Share Savings Account. If you keep a higher minimum balance in your savings account, you can earn higher dividends in a Money Market Account.
Share Savings Account
- Dividends are paid to you monthly and based on the daily balance of at least $100.
- Access your savings account with your ATM card.
- Your Share Savings Account funds can be used as collateral for Share Secured Loans.
- Transfer funds between your accounts with Online Banking or our Mobile App.
| Share Savings Account |
Dividend Rate |
APY* |
| Dividends are paid to you monthly and based on the daily balance of at least $100. |
0.0000% |
0.0000% |
Money Market Account
- Minimum balance required is $2,500.
- You can transfer funds between accounts with Online Banking or our Mobile App.
- Dividends are paid to you monthly and based on the daily balance method.
- Tiered balances offer higher dividend rates.
| Share Money Market Account |
Dividend Rate |
APY* |
| $2,500.00 to $9,999.99 |
0.0250% |
0.0250% |
| $10,000.00 to $24,999.99 |
0.0350% |
0.0350% |
| $25,000.00 + |
0.0600% |
0.0600% |
Club Accounts
With a Club Account you can save for holiday shopping, vacations, tuition, a down payment or anything else on your horizon
- There is no minimum balance to open and maintain this account.
- Use Online Banking or our Mobile App to transfer to your Club Account.
- Earn the same great dividends as regular shares.
- Dividends are paid monthly.
- Christmas Club Account proceeds are disbursed with all dividends on November 1 each year.
- All Other Club Account proceeds are disbursed upon the member's request.
| Club Savings Account |
Dividend Rate |
APY* |
| There is no minimum balance to open and maintain this account. |
0.0000% |
0.0000% |
* APY = Annual Percentage Yield. Dividend rates and APY's are quoted rates and yields current as of October 15, 2019. Subject to change.