Savings Account
Every member starts their membership with this account.
- Earn dividends on the daily balance of at least $100
- Easy access to your account with a Mocse ATM card
- May be used as collateral for Share Secured Loans
- Transfer funds seamlessly between your accounts with online banking or our mobile app
Money Market Account
Earn more with a money market account!
- Minimum balance of $2,500
- Transfer funds between accounts with online banking or our mobile app
- Tiered balances offer higher dividend rates
Club Accounts
Save for a specific goal with our Club Accounts. Holiday shopping, vacations, tuition,
and more!
- No minimum balance required
- Use online banking or our mobile app to complete transfers
- Dividends are paid monthly
- Christmas Club Account proceeds are disbursed with all dividends on November 1 each year. All Other Club Account proceeds are disbursed upon the member's request.
Interest Rates
| Share Savings Account |
Dividend Rate |
APY* |
| Dividends are paid to you monthly and based on the daily balance of at least $100. |
0.000% |
0.000% |
| Money Market Account |
Dividend Rate |
APY* |
| $2,500.00 to $9,999.99 |
0.025% |
0.025% |
| $10,000.00 to $24,999.99 |
0.035% |
0.035% |
| $25,000.00 + |
0.060% |
0.060% |
| Club Savings Account |
Dividend Rate |
APY* |
| There is no minimum balance to open and maintain this account. |
0.000% |
0.000% |
* APY = Annual Percentage Yield. Dividend rates and APY's are quoted rates and yields current as of January 18, 2023. Subject to change.