Photo of a pile of money
Establish and maintain your Mocse Credit Union membership with just $5 in a Basic Savings Account. If you keep a higher minimum balance in your savings account, you can earn higher dividends in a Money Market Account.

Regular Savings Account

  • Dividends are paid to you monthly and based on the average daily balance of at least $100.
  • Access your savings account with your ATM card.
  • Your Share Savings Account funds can also be used as collateral for Share Secured Loans.
  • Transfer funds between your accounts with Call 24 and Internet Banking.
 
Share Savings Account Dividend Rate APY*

Dividends are paid to you monthly and
based on the average daily balance of at least $100.

0.0000% 0.0000%

Money Market Account

  • Minimum balance required is $2,500.
  • You can transfer funds between accounts with Call 24 and Internet Banking.
  • Dividends are paid to you monthly and based on the daily balance method.
  • Tiered balances offer higher dividend rates.
 
Share Money Market Account Dividend Rate APY*
$2,500.00 to $9,999.99 0.0250% 0.0250%
$10,000.00 to $24,999.99 0.0350% 0.0350%
$25,000.00 + 0.0600% 0.0600%

Club Accounts

With a Club Account you can save for vacations, holiday shopping or anything else on your horizon—tuition, taxes, a down payment, or an investment.

  • There is no minimum balance to open and maintain this account.
  • Save systematically with convenient Payroll Deduction.
  • Use Call 24 or Internet Banking to transfer to your Club Account.
  • Earn the same great dividends as regular shares.
  • Dividends are paid monthly.
  • Christmas Club Account proceeds are disbursed with all dividends on November 1 each year.
  • All Other Club Account proceeds are disbursed upon the member's request.
 
Club Savings Account Dividend Rate APY*

There is no minimum balance to open and
maintain this account.

0.0000% 0.0000%
* APY = Annual Percentage Yield. Dividend rates and APY's are quoted rates and yields current as of September 1, 2016. Subject to change.

Not a Member? You Could Be! 1-800-44-Mocse or (209)572-3600