Good bye high rate credit cards & Hello double points girls on computer image


It’s a new year and now’s the time to get your finances in order.  Paying off higher rate credit cards with your lower, non-variable rate Mocse Visa is just the start and you’ll earn DOUBLE POINTS2 with uChoose Rewards!


  1. Transfer funds from your Mocse Visa Card to your account using Online or Mobile Banking.  Payoff your higher rate cards using Mocse Bill Pay or another lender’s payment portal using your Mocse account.  NO Cash Advance Fee and NO Balance Transfer Fee1!   Don’t have Online Banking with Mocse?  Contact the credit union at 209-572-3600 and we’ll assist you through the balance transfer process.

  2. Register your Mocse Visa Credit Card at uChoose Rewards to earn, track and redeem additional points from a wide array of merchandise, activities, gift cards and much more!  You can also link additional Mocse Visa Credit Cards to earn rewards even faster.   

  3. Earn DOUBLE uChoose Rewards points through March 31, 2021 on all advances or purchases. 

It’s as easy as 1, 2, 3.  Start paying less interest and start earning more points today!


Need a credit limit increase?  or  You don't have a Mocse Visa Card?

Apply Now!


1. Cash Advances and balance transfers accrue interest from the transaction date.  Purchases accrue interest from the established purchase date if balance is not paid in full by the payment date.  Continue to make your monthly payment on those accounts until the payment appears on your other lender’s billing statement.  Mocse Credit Union is not responsible for late payments, fees or interest on your other lender’s account.  Balance transfers cannot be used to pay off other Mocse Credit Union loans.

2. Cash advances or balance transfers completed between February 15, 2021 and March 31, 2021 whether in branch, online or by phone will receive double uChoose Rewards points on those purchases and advances. It can take up to 60 days for points earned to be credited to your uChoose Reward account. You must accumulate 1,500 points before you can redeem your points.  Look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.

View our Visa Application & Solicitation Disclosure