Mocse Proudly Offers You:
- Competitive fixed rates
- Local loan servicing and financing
- Debt protection available
Here's how the different vehicle types are classified:
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New & Used Boat Loans
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New & Used RV Loans
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New & Used Motorcycle -Recreational Loans
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- Motor Homes
- Travel Trailers
- Fifth Wheels
- Tent Trailers
- Custom Vans
- Van Conversion
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- Motorcycles
- ATVs
- UTVs
- Personal Watercraft
- Snowmobiles
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- Terms up to 84 months based on loan amount, year, make and model(1)
- Up to 100% loan to value based on year, make and model(2)
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- Terms up to 180 months based on loan amount, year, make and model(1)
- Up to 90% loan to value based on year, make and model(2)
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- Terms up to 180 months based on loan amount, year, make and model(3)
- Up to 90% loan to value based on year, make and model(4)
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Interest Rates and Payment Examples
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New & Used RV & Boat Loans
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Fixed Interest Rate
5.25% - 12.00% APR
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(1)Payment Example : Pay $10.86 per month per $1,000 borrowed at 5.50% APR for 120 months.
(2) New Boat/RV based on MSRP. Used Boat/RV based on retail NADA. Contact the credit union for more information. (Other restrictions may apply)
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New & Used Motorcycle
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Fixed Interest Rate
5.50% - 16.00% APR
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(3) Payment Example : Pay $16.55 per month per $1,000 borrowed at 5.95% APR for 72 months.
(4) New Motorcycle/ATVs/UTVs/Personal Watercraft/Snowmobiles based on MSRP. Used Motorcycle/ATVs/UTVs/Personal Watercraft/Snowmobiles based on retail NADA. Contact the credit union for more information. (Other restrictions may apply)
Actual interest rate will be provided upon approval of a completed loan application and based upon our pricing and underwriting policies and procedures. Interest rates above based on model years 2021 to 2013. Contact the credit union for older model years. Rates and terms subject to change without notice. All loans subject to credit approval.
Insurance Requirement
As a reminder, please have your insurance company add Mocse Credit Union as a loss payee with a maximum deductible of $500 on your auto insurance policy.
Without proof of proper insurance coverage within 10 days, Mocse will add lenders insurance coverage, to protect the collateral, at an additional cost to you.
Proof of insurance, with Mocse as lien holder, can be sent to: coverage@idohaveinsurance.com or by mail to:
Insurance Center
PO Box 3308
Santa Rosa, CA 95402