You'll spend less on fees and finance charges and more on the things that are important to you. Whether you're paying off higher rate credit cards, taking a dream vacation or doing some home improvements, our Mocse VISA can provide you with the flexibility you want.
- Rates range between 12.90% and 17.90% APR (Rates are not variable and not tied to any specific index)
- Credit limits up to $30,000.00
- No Annual Fee
- No Cash Advance Fee
- No Balance Transfer Fee
- Purchase Security / Extended Protection
- Auto Rental Collision Insurance
- 25-day grace period on purchases*
- Minimum payment $25 or 3% of the outstanding balance, plus any over limit or delinquent amounts
- Optional Debt Cancelation Insurance
VISA Credit Card Agreement and Disclosure.
* To qualify for a grace period for purchases, the previous statements' entire new balance must have been paid in full on or before the due date.
Visa Purchase Alerts
Why is this important?
Visa Purchase Alerts can keep your account secure by empowering you to catch fraud.
Just 3 easy steps to get started:
- Check to make sure your card is eligible3 (check your eligibility).
- Register your mobile device and email to receive Visa Purchase Alerts.
- Choose the notification triggers that match your needs. You'll get real-time1 text or email alerts based on your selected criteria.
Let's work together to keep your account secure.
Start receiving alerts today!
* 1. Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
2. A qualified transaction is any transaction routed through Visa.
3. Visa Purchase Alerts may not be available in all areas. Account activity qualifying for Visa Purchase Alerts may vary by issuer.
*Debit Card Apple Pay coming soon
Visa EMV Chip Card
Mocse Visa Credit Cards now come with built-in chip technology for an enhanced level of security. At chip-activated terminals the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. Your current Mocse Visa Credit Card will be replaced on its expiration month in 2016.
Traveling Out of the Area?
If you plan to travel out of the area, remember to call our Member Services Department at (209) 572-3600 or (800) 44-Mocse to alert them of your travel plans. Steps will be taken to ensure that you have continued access to your VISA Credit Card while you are out of the area.
- For lost or stolen Visa Credit and Debit cards while in the U.S. after hours, please call: (209) 572-3600 or (800) 44-Mocse
- For lost or stolen VISA Credit cards when traveling internationally, please call collect: (727) 227-2447
- For lost or stolen Debit cards when traveling internationally, please call collect: (909) 941-1034
- To activate a VISA credit card, please call: (800) 543-5073
- To activate a VISA Debit card or ATM card, please call: (800) 44-Mocse option 4
Register your VISA Credit Card with Verified by VISA. This provides password protection for your credit card when you shop online. To sign up, click here.