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Join Us!


Mocse is a financial cooperative owned by members for the benefit of members. Join Mocse in minutes, simply by opening a membership Savings Account online. Then take advantage of all the Credit Union benefits that we have to offer!

Mocse Credit Union offers membership to people who live, work, worship, or attend school in, and businesses and other legal entities located within Stanislaus, Merced, Mariposa and Tuolumne Counties, California.


Savings Accounts

Whether you’re looking for a short-term investment or a savings plan to secure your future, we have a solution to help you reach your financial goals.

  • Share Savings Accounts
    Maintain membership in the credit union with just $5.00 in your Savings Account and be eligible for other services.
  • Money Market Accounts
    This account offers tiered dividend rates based on a minimum balance of $2,500.00.
  • Individual Retirement Accounts (IRAs)
    Save for your retirement and earn higher monthly dividends. Traditional, Roth, Educational, and SEP IRAs are available at competitive dividend rates.
  • Club Accounts
    These accounts provide you extra funds for the holidays-or for a holiday! Put a little bit away, a little at a time before you miss it.


Love Our Community Checking

You swipe. We donate!
Imagine an account that gives back to your community just by doing what you do every day. Love Our Community Checking Account does just that! Every time you use your debit card for purchases, Mocse makes a donation to Love Stanislaus County. You’ll find lots of good reasons to take care of business with the credit union that takes care of you and our communities. No monthly fees and no minimum balance requirement. Open an account with as little as $20.00.


Loan Services

Mocse Credit Union offers competitive interest rates, no prepayment penalties and a variety of loan products to fit your needs.

  • Auto Loans – New & Used Auto Loans
  • Mastercard Credit Card
  • Personal Loans
  • Loans for personal water craft, motorcycles, boats, RVs and more!
  • Home Equity Master Line (with lock-in capabilities)
  • 1st Mortgage Loans


Financial Services

Convenience, solutions and service. Mocse offers everything you need to manage finances, meet goals and simplify your busy life.

  • ATMs
    You can make deposits and withdrawals at over 30,000 Surcharge Free CO-OP ATMs worldwide.
  • Credit & Debit Cards (including Apple Pay & Google Pay)
    Access the funds in your checking account to make purchases or payments in person or online
  • Mobile Banking, Online Banking & Bill Pay
    Manage your financial transactions at your convenience. Transfer funds, check balances, pay bills, view statements or get account histories. Make external transfers and deposit checks through our Mobile App.
  • Direct Deposit
    Have your check deposited directly to your account on payday. No hassles, no special trips, no problem!
  • Automatic Payments
    Have the credit union make your credit union loan payments automatically from your Mocse account.


Additional Benefits

  • AutoSMART
    Blue Book information, research, and available inventories
  • Notary Public Service
  • Cashiers Checks, and Money Orders

System Maintenance Due to system enhancements, you may experience issues with Digital Banking Saturday 6/22 8:00 pm - Sunday 6/23 3:00 am PST.