Mocse Credit Union offers membership to persons who live, work, worship, or attend school in, and businesses and other legal entities located within Stanislaus, Merced, Mariposa and Tuolumne Counties, California. Please refer to our Field of Membership (FOM) listing to see additional eligibility groups available for membership at Mocse Credit Union.
Savings Accounts
Whether you’re looking for a short-term investment or a savings plan to secure your future, we have a solution to help you reach your financial goals.
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Share Savings Accounts
Maintain membership in the credit union with just $5.00 in your Savings Account and be eligible to apply for other services.
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Money Market Accounts
This account offers premium tiered dividend rates based on a minimum balance of $2,500.00.
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Individual Retirement Accounts (IRAs)
Save for your retirement and earn higher monthly dividends. Roth, Educational, and SEP IRAs are available at competitive dividend rates.
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Club Accounts
These accounts provide you extra funds for the holidays-or for a holiday! Put a little bit away, a little at a time before you miss it.
Checking Accounts
You'll find lots of good reasons to take care of business with the credit union that takes care of you, like no monthly fees and no minimum balance requirement. Open an account with just $20.00.
Loan Services
Mocse Credit Union offers competitive interest rates, no prepayment penalties and a variety of loan products to fit your needs.
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Auto Loans - New & Used Auto Loans
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VISA Credit Card
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Personal Loans
Personal Line of Credit
Share Secured Loan
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Toy Loans
Personal water craft, motorcycles, boats, RVs and more!
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2nd Mortgage Loans
Home Improvement Loan
Home Equity Loan
Home Equity Line of Credit
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1st Mortgage Loans
FHA, VA and Conventional Loans
First time Home Buyers Program
PERS and STRS Loans
Jumbo Loans
Financial Services
Convenience, solutions and service. Mocse offers everything you need to manage finances, meet goals and simplify your busy life.
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Automated Teller Machines (ATM)
You can make deposits and withdrawals at over 30,000 Surcharge Free CO-OP ATMs worldwide.
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VISA® Debit Card
Access the funds in your checking account to make purchases or payments in person or online
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Mobile Banking, Online Banking & Bill Pay
Manage your financial transactions at your convenience. Transfer funds, check balances, pay bills, view statements or get account histories. You can also complete external transfers and utilize the remote deposit capture feature to deposit checks through our Mobile App.
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Direct Deposit
Have your check deposited directly to your account on payday. No hassles, no special trips, no problem!
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Automatic Payments
Have the credit union make your credit union loan payments automatically from your Mocse account.
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Express Walk-Up Window
The express walk-up window at both of our Modesto branches is open before and after hours from 8 a.m. to 9 a.m. Monday through Friday and from 5:00 p.m. to 6:00 p.m. Monday through Thursday.
Additional Benefits
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AutoSMART - Blue Book information, research, and available inventories
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Notary Public Service
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Signature Guarantees
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Money Orders, Cashiers Checks, and Postage Stamps