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Member Rewards

Get rewarded and earn our highest rate

This unique account rewards you for improving your financial picture.


No Minimum Balance

Whether you have one penny or $100,000 in your Rewards account, you'll earn our best rate.*


Best Savings Rate*

Your Rewards account pays the best rate of any Mocse savings account.*


Withdraw At Any Time

It's your money and you can withdraw balances at any time. Of course, with our highest rate, why would you want to?!


Earn Deposit Opportunities

Deposits come from specific activities, such as debit card round up. Other opportunities to deposit open periodically.


Round Up To Rewards

You can round up debit card transactions, and have the difference deposited into your Rewards account. It's a terrific way to automate your savings, and reward yourself!


No Hassles

With no fees, no minimums, and no withdrawal restrictions, Member Rewards offers tons of what you want, and none of what you don't.

Reward yourself

Do good things, get good things

Deposits to your Rewards account come from specific activities that also help improve your financial well being. Rounding up debit card purchases is a great way to get started. Stay tuned for other opportunities to grow your Rewards balance by doing things that improve your financial picture.

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Automate Your Saving

Use the optional Round Up to Rewards feature on your debit card, and supercharge your savings. We'll automatically round up your debit purchases to the nearest dollar amount, and deposit that difference into a Member Rewards account where you'll earn our highest rate. It's like paying yourself first, then getting paid to pay yourself first!


Problem solved quickly. Questions answered completely. What more can you ask?

— S. R.
It was so easy, I asked how much was in my Savings, and how much was in my Checking. I got my money, and I was in and out of there in 5 minutes.
N. P.
As soon as we enter the bank we were greeted and in less than 5 minute your notary had completed our transaction. And to top it off she had a wonderful personality.
S. S.
Mocse exemplifies in excellent customer service. Compassion and Human Understanding is so appreciated during this venture in society. So many misunderstandings in our electronic advancements. Mocse stands very tall on being a very helpful clarification for mostly all issues of a financial institution.
M. S.

How it works

It’s easy to open Member Rewards

Step 1

Log into online banking.

Step 2

Go to “more services,” then opt in for the “Round Up Feature.”

Step 3

Watch your savings pile up.

Make your Membership even better

Member Rewards is a unique way to make your Membership more valuable.

  • Member Rewards Savings

    Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union’s Board of Directors.

    Compounding and crediting – Dividends will be compounded every month. Dividends will be credited to your account every month.

    Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends.

    Minimum balance requirements: No minimum balance requirements apply to this account.

    Daily balance computation method – Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

    Transaction limitations: Deposits can only be made through using debit card Round Up and participating in various bonus rewards offered. Withdrawals can be made in branch or in online banking by transferring from your rewards savings to your accounts or loans.

    *Please refer to our separate rate sheet for current dividend rate and annual percentage yield information.

     Federally Insured by NCUA

System Maintenance Due to system enhancements, you may experience issues with Digital Banking Saturday 6/22 8:00 pm - Sunday 6/23 3:00 am PST.