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Personal Loans

Get the cash you need, fast

Consolidate debt, finance that home project, or fund a vacation, a personal loan offers the flexibility you need at a rate you can afford.


Fixed Rates

No surprises here! Your rate won't vary during the loan's term, which makes budgeting payments easy.


Terms From 6-72 Months[1]

Pick the term that fits your budget and your timeframe. Of course, there's never a prepayment penalty!


No Collateral Needed

A personal loan is based on your credit, not your possessions, making it one of the simplest (and fastest) loans you can get.


Loan Amounts Up to $30,000[2]

Dream big - a Mocse Personal Loan can handle it.


Save With a Secured Loan

While our personal loans don't require collateral, you can always opt to secure your loan with savings at Mocse to get an even better rate while preserving your nest egg.


Available as a Line Of Credit

This is a great option to pair with your checking account as overdraft protection. Use only what you need, when you need it!


View rates
As low as 9.99 % APR

Estimate your monthly payment

Let's see what your monthly payment could be.

Monthly Payment

Live your life to the fullest

Putting the personal in Personal Loans

You deserve the freedom that comes from flexibility. Use your Personal Loan for nearly any purpose. Perhaps you want to pay for a stylish wedding, or help pay off that high-interest credit card balance. You handle the dreaming, we'll handle the financing.

recreational feature two
Fixed rates and no annual fees

Save more while you achieve more

Why should you pay more than you have to? Your Personal Loan has a fixed rate so you can know exactly what you will pay each month. Plus, with no annual fees or prepayment penalties, expect to pay less than you might at another financial institution.

1st Mortgage feature 1

Very helpful, caring and knowledgeable service representatives! They make me feel seen! That's important in today's chaotic world!...

— M. A.
I had to wait very briefly. The young woman with whom she interacted was friendly, courteous and competent.
B. M.
Love the help that I need is. You have no idea how much a big chip off. My shoulder has been lifted.
C. C.
I like Mocse, and the friendly tellers. They know what they are doing, and serve with a smile and a professional manner
C. V.

How it works

It’s easy to get a Personal Loan from us

Step 1

Breeze through an application online or at one of our branches.

Step 2

You’ll be quickly quickly notified when everything is ready.

Step 3

Enjoy your Personal Loan.

You dream it, let us finance it

For fast financing, let's get started today.

  • APR = Annual Percentage Rate.

    Payment Example:

    Pay $21.24 per month per $1,000 borrowed at 9.99% APR for 60 months.
    Pay $18.65 per month per $1,000 borrowed at 10.25% APR for 72 months.

    Based on borrower’s credit worthiness and membership in good standing. (Other restrictions may apply)

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