Mocse Checking Account
- Open your account with as little as $20.00
- Check your balance, pay bills, transfer funds, and more using Online or Mobile Banking
- Free access to cash at nearly 30,000 ATMs
- Overdraft Protection available(2)
Apple Pay

(1)Based upon applicant's checking account history and credit worthiness
(2)Overdraft protection sources available include: Savings Account, Money Market Account and Personal Line of Credit. Minimum advanced amount is $200 from these overdraft sources.
Traveling Out of the Area?
To ensure you have continued access to your Visa Debit & Credit Card while you are traveling, please submit your travel notice using the Mocse SmartCARD app or within our Mobile Banking app by clicking on the My Cards link under the Quick Links section. Click the Travel Plan icon, and enter your travel dates and destination(s).
You can also notify us through Online Banking under Settings and then Security & Alerts.
If calling is more convenient for you, contact our Members Services Department at (209)-572-3600 or 800-44-Mocse to alert them of your travel plans.
Find an ATM location near you for cash or deposits that are surcharge-free.