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Mocse Federal Credit Union
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Recreational Loans

We live in the best recreational area in the country - why not make the most of it with a Recreational Loan from Mocse! We make financing a new or used RV, Boat or Motorcycle easier on your budget than you may think. Having fun doesn't have to be out of your reach with Mocse!

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Mocse Proudly Offers You:

  • Competitive fixed rates
  • Local loan servicing and financing 
  • Debt protection available


Here's how the different vehicle types are classified:

 

New & Used Boat Loans

New & Used RV Loans

New & Used Motorcycle -Recreational Loans

  • Boats
  • Yachts
  • Motor Homes
  • Travel Trailers
  • Fifth Wheels
  • Tent Trailers
  • Custom Vans
  • Van Conversion
  • Motorcycles
  • ATVs
  • UTVs
  • Personal Watercraft
  • Snowmobiles​
  • Terms up to 120 months based on loan amount, year, make and model(1)
  • Up to 100% loan to value based on year, make and model(2)
  • Terms up to 120 months based on loan amount, year, make and model(1)
  • Up to 100% loan to value based on year, make and model(2)
  • Terms up to 84 months based on loan amount, year, make and model(3)
  • Up to 100% loan to value based on year, make and model(4)


Interest Rates and Payment Examples

New & Used RV & Boat Loans  

Fixed Interest Rate
8.05% - 15.99% APR

(1)Payment Example : Pay $12.86 per month per $1,000 borrowed at 9.35% APR for 120 months. 
(2) New Boat/RV based on MSRP. Used Boat/RV based on retail NADA. Contact the credit union for more information.  (Other restrictions may apply)

New & Used Motorcycle 

Fixed Interest Rate
8.05% - 15.35% APR

(3) Payment Example : Pay $15.78 per month per $1,000 borrowed at  8.39% APR for 84 months. 
(4) New Motorcycle/ATVs/UTVs/Personal Watercraft/Snowmobiles based on MSRP. Used Motorcycle/ATVs/UTVs/Personal Watercraft/Snowmobiles based on retail NADA.  Contact the credit union for more information.  (Other restrictions may apply) 

Actual interest rate will be provided upon approval of a completed loan application and based upon our pricing and underwriting policies and procedures.  Interest rates above based on model years 2023 to 2016. Contact the credit union for older model years.  Rates and terms subject to change without notice.  All loans subject to credit approval.

Insurance Requirement

As a reminder, please have your insurance company add Mocse Credit Union as a loss payee with a maximum deductible of $500 on your auto insurance policy. 

Without proof of proper insurance coverage within 10 days, Mocse will add lenders insurance coverage, to protect the collateral, at an additional cost to you. 

Proof of insurance, with Mocse as lien holder, can be sent to: [email protected] or by mail to:               
Insurance Center
PO Box 3308
Santa Rosa, CA 95402

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Routing Number:
  • 321173470

© Copyright 2023 Mocse Federal Credit Union All Rights Reserved

Federally insured by NCUA  |   Equal Housing Opportunity

If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1-800-44-Mocse (1-800-446-6273) for assistance. Please be assured that all products and services available on this website are available at all Mocse branches.

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