A Personal Loan is a one-time advance to help members needing cash for planned or unplanned expenses.
Enjoy the flexibility of allowing you to spend what you need, when you need it with a low, variable rate(1) Personal Line of Credit.
An Income Protection Loan is for members who are financially impacted by the pandemic.
Actual interest rate will be provided upon approval of a completed loan application
(1)The Annual Percentage Rate (APR) is based on the following formula: the highest commercial prime-lending rate of interest as correctly published in the Wall Street Journal, Western Edition, on the most recent publication date prior to the first day of the quarter, or index plus a margin. The index, margin and APR will be disclosed to you when the loan is approved. Maximum interest rate is 18.00% APR.
(2) Based on borrower's credit worthiness and membership in good standing. Other restrictions may apply
(3) Minimum transfer for overdraft protection is $200.00
(4) Not available on Share Money Market Accounts
(5) Fixed interest rate based upon the dividend rate being paid on the shares securing the loan at the time that the loan is made