Get the cash you need, fast
Consolidate debt, finance that home project, or fund a vacation, a personal loan offers the flexibility you need at a rate you can afford.
Fixed Rates
No surprises here! Your rate won't vary during the loan's term, which makes budgeting payments easy.
Terms From 6-72 Months[1]
Pick the term that fits your budget and your timeframe. Of course, there's never a prepayment penalty!
No Collateral Needed
A personal loan is based on your credit, not your possessions, making it one of the simplest (and fastest) loans you can get.
Loan Amounts Up to $30,000[2]
Dream big - a Mocse Personal Loan can handle it.
Save With a Secured Loan
While our personal loans don't require collateral, you can always opt to secure your loan with savings at Mocse to get an even better rate while preserving your nest egg.
Available as a Line Of Credit
This is a great option to pair with your checking account as overdraft protection. Use only what you need, when you need it!
Rates
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Monthly Payment
Putting the personal in Personal Loans
You deserve the freedom that comes from flexibility. Use your Personal Loan for nearly any purpose. Perhaps you want to pay for a stylish wedding, or help pay off that high-interest credit card balance. You handle the dreaming, we'll handle the financing.
Save more while you achieve more
Why should you pay more than you have to? Your Personal Loan has a fixed rate so you can know exactly what you will pay each month. Plus, with no annual fees or prepayment penalties, expect to pay less than you might at another financial institution.
Very helpful, caring and knowledgeable service representatives! They make me feel seen! That's important in today's chaotic world!...
I had to wait very briefly. The young woman with whom she interacted was friendly, courteous and competent.
Love the help that I need is. You have no idea how much a big chip off. My shoulder has been lifted.
I like Mocse, and the friendly tellers. They know what they are doing, and serve with a smile and a professional manner
How it works
It’s easy to get a Personal Loan from us
Step 1
Breeze through an application online or at one of our branches.
Step 2
You’ll be quickly quickly notified when everything is ready.
Step 3
Enjoy your Personal Loan.
You dream it, let us finance it
For fast financing, let's get started today.
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APR = Annual Percentage Rate.
Payment Example:
Pay $21.84 per month per $1,000 borrowed at 10.99% APR for 60 months.
Pay $19.23 per month per $1,000 borrowed at 11.20% APR for 72 months.Based on borrower’s credit worthiness and membership in good standing. (Other restrictions may apply)
Rates
Personal Loans
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Rates effective as of: July 8, 2025
APR - Annual Percentage Rate
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Rates effective as of: July 8, 2025
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